人民币现金支付，最新规定！

Core Viewpoint - The People's Bank of China, along with the National Development and Reform Commission and the Financial Regulatory Bureau, has established new regulations regarding cash payments, which will take effect on February 1, 2026, to ensure the acceptance of cash as a legitimate payment method and to prevent discrimination against cash transactions [1][6]. Group 1: Regulations on Cash Payments - The new regulations mandate that payment units and business entities must respect the public's right to choose legal payment methods and cannot refuse cash payments or induce others to do so [5][6]. - Payment units and business entities are required to support cash payments in specific scenarios, including face-to-face services and online transactions that are completed offline [3][7][9]. - Cash payment-supporting entities must maintain adequate change and necessary conditions to ensure smooth cash transactions [3][12]. Group 2: Responsibilities of Payment Units and Financial Institutions - Payment units and business entities must clearly indicate accepted payment methods and provide contact information for cash payment services [10]. - Financial institutions are required to enhance cash service quality, including accepting cash deposits and providing face-to-face cash services [13][14]. - Institutions must also establish emergency cash service mechanisms to address sudden cash demands and ensure the availability of cash [14]. Group 3: Enforcement and Compliance - The People's Bank of China and its branches have the authority to supervise and inspect compliance with cash acceptance regulations, and violators will face penalties [15][16]. - The public is encouraged to report instances of cash refusal or discrimination against cash payments to local branches of the People's Bank of China [5][15].