湖南城乡居民医保缴费，这些人群可享免费或减半

Core Viewpoint - The 2026 annual urban and rural residents' basic medical insurance in Hunan Province is currently in the centralized payment phase, with a personal payment standard set at 400 yuan per person, while specific groups can enjoy exemptions or reduced payment benefits [1][2]. Group 1: Payment Standards and Period - The centralized payment period for the 2026 urban and rural residents' medical insurance is from September 1, 2025, to January 31, 2026 [1]. - Outside the centralized payment period, the personal payment standard increases to 1,100 yuan, which includes the original 400 yuan plus a government subsidy of 700 yuan [1]. Group 2: Classification of Beneficiaries - The "classified subsidy participation" policy divides beneficiaries into two categories: 1. Full exemption group (0 yuan personal payment): This includes individuals such as severely disabled persons, orphans, and children without guardians, who receive full government funding for the 400 yuan insurance fee [2]. 2. Half payment group (200 yuan personal payment): This includes individuals receiving minimum living security and those at risk of falling back into poverty, who only need to pay 200 yuan, with the remaining 200 yuan covered by government subsidies [2]. Group 3: Verification and Application Process - Individuals who believe they qualify for the above categories can verify their status by visiting local civil affairs offices or relevant organizations with identification documents [3]. - For those who have completed identity verification, the payment process is streamlined, allowing automatic deduction of fees based on their status during insurance enrollment [3].