Zheng Quan Ri Bao Zhi Sheng·2025-12-21 15:14Core Viewpoint - The recent Central Economic Work Conference emphasizes the importance of urbanization centered around county towns and comprehensive rural revitalization, aiming to promote high-quality development of the county economy [1] Group 1: Financial Support for County Development - Banks are seen as key players in providing financial services to support the integration of urban and rural development, focusing on enhancing county functions and promoting rural industry [1][2] - Financial institutions are addressing the infrastructure needs of county towns through various means, including medium to long-term credit and green finance tools, ensuring robust funding for essential projects [2] - Specific examples include loans of 1.3 billion yuan for key transportation projects and 31.7 million yuan for railway construction, which enhance connectivity and support economic circulation [2] Group 2: Public Service Equalization - Equalization of public services is a critical aspect of urbanization in county towns, with banks actively engaging in this area [3] - For instance, a bank branch in Shandong approved 270 million yuan for a project aimed at improving the county's elderly care services, converting unused educational resources into facilities for the elderly [3] - This initiative added 2,150 new beds for elderly care, significantly alleviating the burden on families caring for elderly individuals [3] Group 3: Focus on Specialty Industries - The core of rural revitalization is industrial revitalization, with banks innovating financial products to address financing challenges faced by agricultural entities [5][6] - For example, a bank in Shandong developed an integrated credit service model to support the garlic industry, transforming cold-stored garlic into effective collateral [6] - Another bank branch provided 26 million yuan in loans to support the infrastructure of the green plum industry, demonstrating a commitment to enhancing agricultural productivity [6] Group 4: Strategies for Supporting Rural Development - Experts suggest that banks should innovate financing models and create diverse service platforms to support specialty industries in rural areas [7] - Key strategies include leveraging bank funds to attract government and private investments, providing both financial and intellectual support to address industry challenges, and enhancing the efficiency of capital allocation [7] - The banking sector is positioned to bridge urban resources and rural needs through comprehensive financial services, driving high-quality development in county economies [7]