生个娃只花了9块？多位宝妈分享“超值”生育医保账单，有的自付金额还能低至0元

Core Insights - The maternity insurance benefits in Foshan have gained attention due to reports from mothers sharing their low out-of-pocket expenses for childbirth, with some claiming costs as low as 9 yuan [1][4][7] Summary by Categories Maternity Insurance Benefits - A mother reported a total medical expense of 4063.43 yuan for a natural birth, with the insurance fund covering 4054.18 yuan, leaving her with only 9.25 yuan to pay [4] - Another mother who underwent a cesarean section shared her bill showing a total of 6239.97 yuan, with the insurance covering 6208.76 yuan, resulting in a personal payment of 31.21 yuan [5] Public Reactions - Many mothers in the comments section shared their own experiences, highlighting the favorable maternity insurance benefits in Foshan [7] - Comparisons were made with Shenzhen, where some mothers reported having zero out-of-pocket expenses for childbirth, indicating a broader trend of low costs associated with maternity care in the region [9][19] Policy Changes - Starting December 1, 2025, maternity allowances will be directly issued to insured employees, streamlining the process and enhancing transparency [20] - The maternity allowance will be calculated based on the average monthly salary of employees from the previous year, with a provision that the higher amount between the salary during maternity leave and the maternity allowance will be paid [20] - In the first half of 2025, approximately 4.99 million people in Guangdong province benefited from maternity insurance, with an average maternity allowance of 21,305 yuan [20]