我省扩大工伤保险覆盖范围

Core Points - The article discusses the implementation of a new regulation aimed at expanding the coverage of work injury insurance for interns, trainees, and older workers, effective from January 1, 2026 [1] Group 1: Coverage and Definitions - The new regulation allows employers to voluntarily enroll interns, trainees, and older workers in work injury insurance, with specific definitions provided for each category [1] - Interns are defined as students aged 16 and above participating in practical training for 6 to 12 months, while trainees are individuals participating in employment training as per local regulations [1] - Older workers are defined as those who have reached the legal retirement age but are not older than 65 years [1] Group 2: Enrollment Process - Employers must submit relevant agreements and a roster of insured individuals to the local social insurance agency to register for work injury insurance [2] - Upon expiration or early termination of agreements, employers are required to promptly handle the cessation of insurance, and if agreements are renewed, they must also manage the continuation of insurance [2] - If agreements are not renewed or terminated, the work injury insurance will automatically become invalid, and any excess payments will be refunded [2] Group 3: Work Injury Recognition and Benefits - For the recognized work injuries of the insured individuals, the recognition and assessment of labor capacity will follow national and local regulations [3] - The social insurance administrative department can refer to the insurance payment records and agreements for work injury recognition without needing proof of labor relationship [3] - Benefits for recognized work injuries will be determined according to existing regulations, with specific provisions for different levels of disability and the continuation of benefits for older workers [3]