明确基本规则，细化管理标准——商业银行托管业务迎来监管新规

Core Viewpoint - The National Financial Regulatory Administration has established the "Interim Measures for the Supervision and Management of Custody Business of Commercial Banks" to enhance the supervision and management of custody services, ensuring their healthy and standardized development [1] Group 1: Regulatory Framework - The new measures clarify the basic rules for commercial banks to conduct custody business, emphasizing the need for integrity, internal governance, and risk management [1][3] - The measures require banks to establish a governance structure for custody business, addressing management systems, business independence, and data protection [3][4] Group 2: Risk Management - Commercial banks must develop a risk management system that aligns with the scale and complexity of their custody business, ensuring effective separation from other business operations [4] - The measures prohibit banks from assuming credit or market risks associated with custody products and from providing guarantees or promises of principal or returns [2][3] Group 3: Service Offerings - Banks can provide a range of services for custody products, including account opening, asset valuation, and investment supervision, under clear and compliant contractual agreements [5]