支持个人信用重塑,央行发布一次性信用修复政策
Xin Lang Cai Jing·2025-12-22 00:52

Core Viewpoint - The People's Bank of China has announced a one-time credit repair policy aimed at supporting individuals with impaired credit who are actively repaying their debts, effective from December 22 [1] Group 1: Policy Details - The policy is applicable only to individuals with credit overdue information displayed in the People's Bank of China credit reporting system [1] - The overdue information must have occurred between January 1, 2020, and December 31, 2025 [1] - The maximum single overdue amount eligible for this policy is capped at 10,000 yuan [1] - Individuals must fully repay their overdue debts by March 31, 2026, for the overdue information to be excluded from their credit report [1]