央行副行长邹澜：截至2025年11月末 央行征信系统已收录8.1亿自然人信贷信息
Xin Lang Cai Jing·2025-12-22 02:14
Core Viewpoint - The People's Bank of China (PBOC) has established a significant credit reporting system over nearly 30 years, which plays a crucial role in preventing credit risks, enhancing financial service quality, and improving social credit awareness [1] Group 1: Credit Reporting System Development - The PBOC's credit reporting system has become an essential financial infrastructure in China [1] - As of November 2025, the system has recorded credit information for 810 million individuals [1] - The system provides an average of 20 million external query services daily, contingent on the consent of the individuals involved [1]