今年最后一期LPR出炉

Group 1 - The Loan Prime Rate (LPR) for 1-year remains at 3.0% and for 5-year and above at 3.5%, unchanged from the previous period [1] - In May, LPR was lowered by 10 basis points, which significantly reduced financing costs for enterprises and residents [1] - The average interest rate for newly issued corporate loans in November was approximately 3.1%, down about 30 basis points year-on-year, while the average interest rate for personal housing loans was also around 3.1%, down about 3 basis points year-on-year [1] Group 2 - The Central Economic Work Conference emphasized the flexible and efficient use of various policy tools, including interest rate cuts [2] - Future interest rate cuts may be based on the credit recovery situation in the first quarter of next year, indicating a continued loose monetary policy environment [2] - It is anticipated that the open market operation rate and LPR may be lowered by about 10 basis points in 2026 to create a more accommodative monetary environment for expanding domestic demand [2]