参保人数突破330万！2026年度“北京普惠健康保”参保仅剩最后一周

Core Viewpoint - The 2026 Beijing Inclusive Health Insurance has surpassed 3.3 million participants, with the enrollment window closing on December 31, 2025, emphasizing the urgency for citizens to secure this comprehensive medical coverage [1][4][5]. Group 1: Medical Coverage - The insurance covers both out-of-pocket expenses within the basic medical insurance and self-paid hospital expenses outside of the insurance, providing relief from economic pressure on families [1][4]. - The insurance includes a reimbursement mechanism where expenses are paid after deducting the corresponding deductible, ensuring that patients can receive compensation for both hospitalization and self-paid medical treatments [1][4]. Group 2: Specialty Drug Coverage - The list of covered specialty drugs has expanded to 159, addressing various high-incidence cancers and rare diseases, including innovative treatments like CAR-T therapy [1][4]. - Specialty drug coverage has no deductible, with a compensation ratio of 65% for healthy individuals and 35% for those with pre-existing conditions, raising the cumulative coverage limit to 1.5 million yuan [1][4]. Group 3: Enrollment Information - The enrollment is open to a wide range of participants, including those covered by Beijing's basic medical insurance, specific groups managed by the Beijing Medical Security Bureau, and new residents with Beijing residency or permits [3][5]. - Enrollment can be completed through various official platforms, including the "Beijing Inclusive Health Insurance" WeChat account, Alipay, and designated insurance companies and banks [3][6].