中国人民银行副行长邹澜：强化征信业务合规监管 提升征信系统数据质量

Core Viewpoint - The People's Bank of China (PBOC) aims to promote high-quality development of the credit industry during the "14th Five-Year Plan" period, focusing on risk prevention, strong regulation, and enhancing service capabilities [1][2][3] Group 1: Principles of Credit Development - The PBOC emphasizes a people-centered approach, aiming to enhance the coverage and convenience of credit services while safeguarding individual credit rights [1][2] - The dual-driven model of "government + market" will be adopted, strengthening basic credit services and expanding the sharing of credit information across financial sectors [2][3] - A balanced approach to development and safety will be maintained, leveraging new technologies like big data and AI in the credit sector while ensuring strict regulation [2][3] Group 2: Regulatory Measures - The PBOC will enforce strict regulations on personal credit institutions, standardizing credit information activities to ensure compliance and protect individual rights [3] - There will be a focus on addressing illegal activities in the credit market to maintain a healthy and lawful environment [3] - The PBOC plans to enhance the role of credit in building a social credit system, providing diverse products and services to support the real economy and mitigate financial risks [3]