邹城金融监管支局：推动保险业当好实体“稳定器”做好发展助推器

Core Viewpoint - The Zhou City Financial Regulatory Bureau focuses on serving the real economy by enhancing agricultural insurance, risk reduction, market regulation, and self-discipline in the auto insurance industry to support high-quality regional economic development [1] Group 1: Agricultural Insurance Enhancement - Zhou City has developed a comprehensive agricultural insurance service system to support rural revitalization, benefiting nearly 20,000 people through policy promotion [2] - The average claim processing time has been reduced from 7 days to under 3 days using digital tools like satellite remote sensing and drones [2] - Approximately 230,000 farming households are insured, providing risk coverage of about 1.6 billion yuan, with over 90 million yuan in coverage for specialty crops [2] - A rapid drying guarantee mechanism for autumn grain has been established, successfully reducing corn moisture from over 30% to below 14% [2] Group 2: Risk Reduction Measures - The implementation of a "police-insurance linkage" mechanism has led to a 40% reduction in water-logged vehicle accident rates [3] - The accident rate in key industrial enterprises has decreased by 15% through targeted risk management interventions [3] - Direct economic losses for farmers have been reduced by approximately 5.8 million yuan through innovative "insurance plus" models [3] Group 3: Market Regulation and Development - A comprehensive inspection of 19 insurance intermediaries has been conducted, identifying 9 issues and implementing 6 regulatory measures [4] - The establishment of a long-term mechanism for risk management in the insurance intermediary market aims to transition from disorder to standardized quality [4] Group 4: Auto Insurance Market Improvement - The Zhou City Regulatory Bureau has created a communication platform for the auto insurance industry, promoting self-discipline and compliance among 15 property insurance institutions [5] - A dynamic monitoring system has been established to address industry challenges and enhance the quality of auto insurance services [5]