增税挤压下英国家庭储蓄率跌破10% 消费者紧缩开支拖累经济复苏

Group 1 - The UK's household savings rate has dropped to its lowest level in over a year, falling from 10.2% in Q2 to 9.5% in Q3, influenced by a £6 billion (approximately $8 billion) increase in taxes [1][4][5] - Real disposable income per household decreased by 0.8%, primarily driven by increases in income and property taxes, indicating no growth in living standards since the end of last year [1][5][8] - Economic growth in Q3 slowed significantly to 0.1%, with the Q2 growth rate revised down to 0.2% from a previous estimate of 0.3%, although data for the last three months of 2024 was revised upwards [1][9] Group 2 - The Chancellor of the Exchequer confirmed that the personal income tax threshold will remain unchanged for another three years, which is a major tax increase measure [5] - The decline in household savings reflects a cautious consumer behavior following a series of economic shocks and double-digit inflation, contrasting sharply with consumer behavior in the U.S. [5][8] - The recovery of household spending is deemed crucial for supporting the Bank of England and the Office for Budget Responsibility's growth expectations for the coming years [5][9]