宁夏银川：智慧医养下沉基层 织密全民健康保障网

Core Viewpoint - The article highlights the efforts of Yinchuan City in Ningxia to enhance healthcare services through the integration of smart healthcare and community-based medical services, aiming to improve accessibility and quality of care for the elderly population [2][5][7]. Group 1: Smart Healthcare Initiatives - Yinchuan City has implemented a "135 Smart Healthcare" model, which includes a central smart hub that collects nine vital signs through smart wristbands, creating AI-generated health profiles for monitoring and intervention [5]. - The local health center has provided healthcare services to 643 elderly individuals, established 12 family beds, and conducted over 920 home visits, achieving a 98.2% coverage rate for elderly family doctor contracts [5]. Group 2: Integration of Medical and Financial Services - The city has innovated a "Medical-Bank Cooperation" model, allowing citizens to handle over 20 insurance-related services at banks, significantly improving the efficiency of healthcare access [6]. - By December 2025, Yinchuan had processed 13,500 related insurance transactions, with a 98% "one-time handling" rate for high-frequency services [6]. Group 3: Community Health Management - The city aims to increase the standardized management rate of elderly patients to over 60% by 2026 and achieve full coverage of contracted services by 2027 [5]. - The establishment of a network of healthcare services extending from urban to rural areas is underway, with a focus on enhancing the management of chronic diseases among the elderly [6][7].