上海农商银行：以专业引擎助推航空产业稳健高飞

Core Insights - Shanghai Rural Commercial Bank has achieved a breakthrough in financing domestic aircraft with the delivery of two C909 aircraft from Huaxia Airlines, marking a significant step in supporting the development of the domestic aircraft industry and fulfilling the mission of financial services for the real economy [1] Group 1: Financing Aircraft Introduction - To alleviate the financial pressure of large prepayments required before aircraft delivery, Shanghai Rural Commercial Bank has provided over 3 billion yuan in prepayment financing for aircraft leasing project companies, supporting several airlines including Eastern Airlines and Sichuan Airlines [2] Group 2: Supporting Aircraft Operations - The bank actively supports aircraft financing through various products such as fixed asset loans and factoring financing, establishing deep partnerships with major airlines like Eastern Airlines and Spring Airlines, and promoting the financing of domestic aircraft models like C909 and C919 [3] - In March 2025, the bank issued a sustainable development-linked loan of 145 million yuan to 吉祥航空, linking the loan interest rate to carbon reduction performance targets, thereby injecting financial support for the low-carbon transition in the aviation industry [3] Group 3: Exploring Aircraft Exit Financing - Shanghai Rural Commercial Bank is exploring financial support models for the aircraft exit phase, including providing financing for spare aircraft engines intended for disassembly and sale abroad, thus completing the financial service cycle for aircraft from introduction to exit [4] - The bank also offers direct financing services such as bond underwriting and investment to help airlines and leasing companies optimize their financing structures and reduce costs [4] - Looking ahead to the 14th Five-Year Plan, the bank aims to expand its service boundaries and strengthen product innovation to provide comprehensive financial support for the aviation industry, contributing to the transition from a major aviation country to a strong aviation nation [4]