The Smartest Way To Max Out Your IRA in 2026

The Internal Revenue Service, better known as the IRS, recently updated retirement account rules for 2026. Savers under 50 will be able to contribute up to $7,500 to Individual Retirement Accounts, up from $7,000 in 2025. Those 50 and older can contribute an additional $1,100 in “catch-up” funds, a $100 increase over 2025. For those hoping to maximize their contributions, CNBC recently walked readers through two options. One is to contribute a lump sum as soon as possible, assuming you have the cash flow ...