A baby, a truck loan and no rings: Ramsey hosts say unmarried Tennessee couple should wed before buying a home

Core Insights - The discussion centers around the importance of financial stability and maturity before considering homeownership, particularly for young couples expecting a child [2][5]. Financial Situation - The boyfriend earns approximately $3,600 monthly as a second-year construction apprentice, with a significant debt of $36,000 from a truck loan, which costs $770 monthly, consuming over 20% of his take-home pay [3][4]. - The couple currently lives in her parents' home, indicating a lack of financial independence and stability [3][4]. Homeownership Advice - The hosts advise against purchasing a home until the couple is married, emphasizing that their separate financial statuses could complicate ownership issues if the relationship ends [5][6]. - Financial experts echo this sentiment, highlighting the unique risks unmarried couples face in property ownership, where legal protections differ from those afforded to married couples [6].