理财为民促发展，济宁“十四五”财政事业迈上新台阶

Core Viewpoint - The article highlights the achievements of Jining City's financial development during the "14th Five-Year Plan" period, emphasizing the implementation of proactive fiscal policies and the focus on high-quality development amidst complex challenges. Group 1: Financial Growth and Stability - The city's general public budget revenue increased from 41.18 billion yuan in 2020 to 49.63 billion yuan in 2024, with an average annual growth rate of 4.77% [2] - The city secured a total of 142.97 billion yuan in various transfer payments from 2021 to the present, and successfully obtained 100.7 billion yuan in new special government bonds [2] - The financial system has seen significant improvements, with total deposits exceeding 1 trillion yuan, a 62.23% increase since the end of 2020, and total loans reaching 904.36 billion yuan, up 89.08% [4] Group 2: Support for the Real Economy - The city implemented tax and fee reductions totaling 39.6 billion yuan from 2021 to 2024 to stimulate market vitality [3] - A total of 7.92 billion yuan was allocated to support manufacturing upgrades and new productivity through innovative fiscal support methods [3] - Government financing guarantees reached 649.9 billion yuan for 66,000 market entities, with agricultural credit guarantees exceeding 34.7 billion yuan [3] Group 3: Social Welfare and Public Services - Approximately 80% of the city's general public budget expenditures have been allocated to social welfare since 2021, with continuous increases in education and support for vulnerable groups [5] - The per capita financial subsidy for urban and rural residents' medical insurance increased from 580 yuan in 2021 to 700 yuan by 2025 [5] - The basic pension for residents rose from 150 yuan per month in 2021 to 208 yuan by 2025, reflecting the government's commitment to improving living standards [5] Group 4: Financial Management and Reform - The city has implemented zero-based budgeting to enhance fiscal management and has digitized budget management across all administrative levels [6] - A multi-party collaborative budget performance supervision system has been established to improve the quality of fiscal management [6] - Reforms in state-owned capital management have optimized the layout and efficiency of state-owned financial assets [6] Group 5: Risk Management and Financial Stability - The city has established mechanisms for dynamic monitoring of grassroots financial operations to ensure stability [7] - Strict management of government debt has been enforced, with a focus on timely repayment of bonds [7] - The non-performing loan ratio in the city has decreased to 0.97%, ranking second in the province, indicating a stable financial environment [7]