新华鲜报 | 惠及超330万失能群众！长护险覆盖约3亿人

Core Insights - The Long-term Care Insurance (LTCI) system covers approximately 300 million people and has benefited over 3.3 million disabled individuals, with total fund expenditures exceeding 100 billion yuan, resulting in an average annual financial relief of 12,000 yuan per person [1] Group 1: Coverage and Impact - LTCI is referred to as the "sixth insurance" following the five major social insurances, aimed at alleviating the daily care costs and burdens for disabled individuals [1] - Since its launch in 2016, LTCI has been implemented in 49 pilot cities, reflecting the government's commitment to supporting disabled individuals [1] - The number of designated service institutions has reached 12,000, which is ten times the initial number during the pilot phase [3] Group 2: Service Quality and Development - The establishment of a professional service team exceeding 20,000 members has been achieved, with an annual service volume of 20.33 million person-times [3] - The National Medical Insurance Administration is focused on refining service processes and enhancing quality control to drive service upgrades [2] Group 3: Technological Integration - Increasing numbers of smart device manufacturers are entering the long-term care industry, developing technologies such as millimeter-wave radar to monitor vital signs of disabled individuals [4] - The National Medical Insurance Administration aims to foster and open new scenarios for long-term care insurance, supporting the large-scale application of new technologies and products [4] Group 4: Family Support and Relief - LTCI provides emotional and financial relief to families burdened by the care of disabled individuals, allowing them to seek employment and maintain a balanced life [5] - In Qingdao, the LTCI has disbursed 6.3 billion yuan, benefiting over 160,000 disabled individuals, effectively alleviating the economic burden and care pressure on insured persons [6] Group 5: Future Developments - The LTCI system is set to transition from pilot programs to comprehensive establishment during the 14th Five-Year Plan period, aiming to cover all insured individuals [7] - The initiative will strengthen the safety net for disabled individuals and provide stability for their families [7]