AFRM vs. AXP: Which Fintech Play is the Better Bet for 2026?

Key Takeaways AFRM posted 33.6% revenue growth, rising active users and 96% repeat transactions in fiscal Q1 2026.Affirm's real-time underwriting and expanding partners are improving operating leverage.AXP's revenues increased 11%, but its mature model limits upside versus faster-scaling fintech platforms.Affirm Holdings, Inc. (AFRM) and American Express Company (AXP) operate in different corners of the payments ecosystem, but both sit squarely at the intersection of consumer spending and credit. As payment ...