Are You Saving Enough for Retirement in Your 30s? Compare Your Rate

MoMo Productions / Getty Images Recent research shows that many people in their 30s are saving what they can, even amid economic ups and downs. Key Takeaways The average 30-something contributes about 11% to 13% of their income to retirement accounts in 2025, compared with the financial experts' suggested target of 15%. Median 401(k) balances for people in their 30s are about $25,000–$40,000, while the average, which skews higher, is over $100,000. If you’re in your 30s, chances are you’ve asked you ...