多只“宝宝类”货基 7日年化收益跌破“1”
Shen Zhen Shang Bao·2025-12-22 18:27

Core Viewpoint - The yield of money market funds has been continuously declining this year, with several "baby" products showing a 7-day annualized yield below 1% [1] Group 1: Yield Trends - The average yield of money market funds this year is 1.29%, significantly lower than the average yields of 3.13% and 5.15% over the past two and three years, respectively [1] - As of December 22, the 7-day annualized yield of money market funds has dropped below 1%, with 163 funds yielding between 1% and 1.2% [1] - Last year, only 12 funds had a 7-day annualized yield below 1%, indicating a significant increase in the number of low-yield funds this year [1] Group 2: Fund Scale Growth - Despite the declining yields, the total scale of money market funds in China has increased, reaching approximately 15.05 trillion yuan by the end of October, which is an increase of 1.43 trillion yuan compared to the end of last year [1]