“一省一策”落地贵州 农商联合银行添丁

Core Viewpoint - The establishment of Guizhou Rural Commercial Bank marks a significant breakthrough in the reform of rural credit cooperatives in Guizhou, with the participation of Kweichow Moutai as a key shareholder, enhancing the bank's capital strength and market credibility [1][2] Group 1: Guizhou Rural Commercial Bank Establishment - Guizhou Rural Commercial Bank has a registered capital of 10.458 billion yuan, with shareholding ratios of 15.032% by Guizhou Provincial Finance Department, 65.844% by Guizhou Financial Holding Group, 9.562% by Kweichow Moutai, and 9.562% by Guizhou Qiansheng State-owned Assets Management [2] - The establishment of Guizhou Rural Commercial Bank is a crucial step in the reform of rural credit cooperatives in Guizhou, aiming to implement the provincial-level bank model as outlined in the 2025 government work report [2][4] Group 2: Benefits of Moutai's Participation - Moutai's investment in Guizhou Rural Commercial Bank is expected to enhance the bank's capital strength, improve corporate governance and market image, and increase its credit and financing capabilities [2][3] - For Moutai, the stake in the bank will strengthen financial collaboration across its supply chain, improving financial accessibility and risk control for distributors and logistics [3] Group 3: Reform Strategy and Implementation - The "one province, one policy" approach to rural credit cooperative reform emphasizes tailored strategies for different provinces, with Guizhou adopting a joint bank model to integrate resources from 84 county-level institutions [4][5] - The joint bank model features a two-tier legal structure, allowing provincial banks and county-level rural commercial banks to maintain independent legal status while forming a collaborative system [4] Group 4: Future Focus and Goals - Experts predict that the focus of rural credit cooperative reform in the coming year will be on stabilizing risks, strengthening governance, supplementing capital, and enhancing capabilities [6][7] - Key areas of reform will include accelerating the establishment of unified legal entities at the municipal level, improving capital supplementation mechanisms, and building digital risk control platforms [7]