人保健康邵利铎：健康保险高质量发展大有可为

Core Viewpoint - The article emphasizes the importance of health insurance in improving public health and supporting the aging population in China, highlighting the role of China People's Health Insurance Co., Ltd. in this context [1][2]. Group 1: Health Insurance Development - The company reported a risk coverage amount of 99 trillion yuan, a year-on-year increase of 6.2%, and a claims service participation of 16.096 million people, also up by 6.2% [1]. - The premium income reached 40.7 billion yuan in the first half of the year, marking a historical high with a year-on-year growth of 12.2% [1]. Group 2: Focus on Elderly Care - The company is actively participating in the construction of a long-term care insurance system, being the first to launch commercial long-term care insurance and engage in related pilot programs [2]. - It aims to develop a comprehensive care insurance system that includes both basic and supplementary coverage, enhancing services for the elderly [2]. Group 3: Innovation in Health Insurance - The company plans to include more new medical technologies and drugs in its coverage, exploring diverse payment methods to create a win-win situation for patients and the pharmaceutical industry [3]. - It will focus on providing flexible health insurance products and services tailored to various health risk characteristics of enterprises [3]. Group 4: Ecosystem Development - The company intends to establish a professional health management institution to enhance service capabilities and support the health industry [4]. - It aims to create a comprehensive service system that integrates health management into the insurance business, covering the entire health management cycle [4]. Group 5: Transformation to Health Management Partner - The company is shifting from being a traditional risk compensator to a health management partner, developing a product system that covers the entire health process [5]. - It focuses on proactive health management to reduce disease incidence and improve clients' quality of life [5].