盘活“水资产” 做活“水文章”

Core Viewpoint - The article discusses the transformation of abundant water resources in Huaihua, Hunan Province, into new driving forces for high-quality development through financial support and policy mechanisms. Group 1: Financial Support for Water Resources - As of September 2023, the loan balance supporting the realization of water ecological product value in Huaihua reached 158.8 billion yuan, accounting for 6% of the city's total loan balance [1] - Financial institutions in Mayang County have supported 12 projects related to water ecological product value realization, with loans totaling 5.2 billion yuan [2] - The loan balance for financial support of water ecological governance in Huaihua reached 77.6 billion yuan, an increase of 17% from the beginning of the year, exceeding the growth rate of other loans by 8.5 percentage points [6] Group 2: Policy Mechanisms and Initiatives - The People's Bank of China Huaihua Branch plans to implement a three-year action plan (2025-2027) to promote the realization of ecological product value, focusing on six major actions [2] - The local government, in collaboration with research institutions, assessed the value of 18 water ecological products, estimating the county's water ecological asset value at nearly 20 billion yuan [2] - The establishment of a project library for water ecological products aims to identify financing needs for efficient water resource utilization and ecological governance, with a total financing demand of 13 billion yuan [3] Group 3: Innovative Financing Models - The Industrial and Commercial Bank of Huaihua adopted an innovative financing model to support urban water supply facility upgrades, providing a long-term loan of 400 million yuan [4] - Financial institutions have utilized various collateral methods, such as pollution discharge rights and credit guarantees, to facilitate loans for ecological projects, including 3.25 billion yuan for sewage treatment in Xupu County [5] - The People's Bank of China Huaihua Branch has introduced a financing risk compensation fund of 30 million yuan to support environmental rights collateral financing [8] Group 4: Integration of Water Resources and Economic Development - The Huaihua Branch of the People's Bank of China has promoted the integration of water resources with the cultural tourism industry, facilitating the realization of water ecological value through various projects [7] - The financial support for the water and tourism industry has led to significant economic benefits, with over 4.7 million tourists visiting Yizhang County, generating nearly 4.5 billion yuan in tourism revenue [7] - The introduction of new financial products tailored to the water industry has helped meet the financing needs of various stages of water product operations [8]