Core Insights - The apple industry in Shaanxi is a key driver for local economic development, supported by comprehensive financial services from Agricultural Bank of China Shaanxi Branch [1][2] - The bank has established a financial support system covering all aspects of the apple industry, with innovative loan products tailored to various stakeholders [1][5] Financial Support and Products - Agricultural Bank of China Shaanxi Branch has launched a series of loan products such as "Fruit Farmer Loan," "Leading Enterprise Loan," and "Fruit Storage Loan," achieving a loan balance of 86 billion yuan for the "Golden Spike Shaanxi Fruit Loan" by November 2025 [1] - The apple industry loan balance reached 66 billion yuan, with 34 billion yuan disbursed in the current year, indicating significant financial support effectiveness [1] Regional Focus and Growth - In 2024, the total apple planting area in Yan'an City reached 3.335 million acres, producing over 5 million tons, making it the largest apple planting area among Chinese prefecture-level cities [2] - Agricultural Bank of China Yan'an Branch reported an apple industry loan balance of 5.2 billion yuan, with a net increase of 3 billion yuan over the past three years [2] Support for Farmers - Farmers are crucial to the apple industry's development, with financial products like "Huinong e-loan" providing low-interest, high-amount loans to support their operational needs [4] - The bank has optimized loan approval processes and offers on-site services to ensure financial support reaches farmers effectively [4] Corporate Engagement - The bank focuses on connecting with leading enterprises and cooperatives, offering tailored financial solutions to address their specific needs, such as a 3 million yuan credit for a company facing seasonal funding shortages [5] - The bank's support extends to enhancing the operational capabilities of enterprises, facilitating exports, and addressing storage expansion needs [5] Industry Transformation and Upgrading - The bank is actively supporting the transformation of the apple industry towards high-end, intelligent, and branded development, with increased financial backing for new varieties and technologies [7] - Initiatives include funding for modern agricultural practices and the establishment of financial service teams to provide direct support to farmers and enterprises [7] Commitment to Rural Development - Agricultural Bank of China Shaanxi Branch aims to continue enhancing credit investments and innovating financial products to further empower the apple industry and contribute to rural revitalization [7]
农行陕西省分行：金融活水浇灌“致富果”