Xin Lang Cai Jing·2025-12-23 06:50Core Insights - The 22nd China International Financial Forum was held in Shanghai on December 19-20, focusing on building an intelligent financial ecosystem in the digital economy era [1][3] - Liu Chengyan, a senior fintech expert from the Industrial and Commercial Bank of China, emphasized that 2025 will be the year of intelligent agents, marking a new phase in large-scale intelligent productization with the release of major models like GPT-5 and Qianwen-3 [1][3] Group 1: AI and Intelligent Agents - Companies need to advance their AI+ initiatives by transitioning IT architecture from cloud-native to intelligent-native, integrating computing power, data, algorithms, strategies, and applications into a cohesive framework [1][3] - The bank has established an intelligent agent platform accessible to all employees, promoting widespread AI innovation across the organization [1][3] Group 2: Challenges in Implementation - Six key challenges must be addressed for the high-quality application of intelligent agents by 2026: 1. Computing Power: Focus on heterogeneous computing power integration, training and inference unification, and resource pooling [2][4] 2. Algorithms: Develop enterprise-specific models through the integration of large and small models, creating a model matrix and baseline for iterative evolution [2][4] 3. Data Capabilities: Build knowledge engineering, context engineering, and prompt engineering capabilities, while establishing a governance system for enterprise-level knowledge sets [2][4] 4. Intelligent Agents: The platform must possess memory capabilities and adhere to methodologies for constructing native intelligent agents [2][4] 5. Security: An integrated security system covering model, data, and network security is crucial, especially for customer-facing applications [2][4] 6. Talent Development: Accelerate the training of new types of talent such as computing power engineers, knowledge engineers, algorithm engineers, intelligent agent engineers, and prompt engineers [2][4]