Nan Fang Du Shi Bao·2025-12-23 11:15Core Insights - The insurance sector is evolving from a phase of broad coverage to a focus on high-quality development, emphasizing the importance of inclusive insurance as a key component of inclusive finance [2] - The implementation plan for high-quality development of inclusive finance aims to establish a comprehensive system by 2025, enhancing the role of inclusive finance in promoting common prosperity [2] Group 1: Innovations in Road Traffic Accident Assistance - The "Yue Rescue" cloud platform has significantly improved the efficiency of road traffic accident assistance, reducing the processing time from over one day to just 0.3 days [3] - Since taking over the operation of the Guangdong Road Traffic Accident Social Rescue Fund in March 2023, the company has processed 15,269 assistance applications and successfully aided 9,838 injured individuals, with disbursements exceeding 680 million yuan [3] - The success rate of life-saving interventions for traffic accident victims has increased from 97.37% in 2023 to 98.16% in 2025 due to the establishment of an online review mechanism [3] Group 2: Outreach and Recovery Efforts - The company has developed a multi-dimensional publicity system, distributing over 96,000 promotional materials to ensure that rescue policies reach the public effectively [4] - An integrated recovery system has been established, recovering 149 million yuan, with a recovery rate of 26% in 2025, promoting the sustainable operation of the rescue fund [4] Group 3: Risk Mitigation for Small Enterprises - The company has introduced a gas alarm and automatic shut-off system to prevent potential gas explosion incidents, covering over 500 small catering businesses [5][6] - Upgraded safety monitoring systems have been implemented to reduce false alarms and provide real-time risk tracking, effectively preventing property losses from water leaks [6] - The company has provided over 230 million yuan in risk protection for small enterprises and conducted more than 30 training sessions to enhance their risk resilience [6] Group 4: Trends in Inclusive Insurance - The inclusive insurance sector is transitioning from a focus on scale to quality enhancement, with technology playing a crucial role in improving service efficiency and effectiveness [7] - The company's innovative practices reflect a shift towards a comprehensive risk management model that includes compensation, prevention, and service [7] - The company aims to continue its commitment to serving the public with more precise services and innovative models, strengthening the insurance safety net across the region [7]