海南金融监管局：推动全国首单农作物新品种 扩繁制种科技保险赔付

Core Insights - Hainan Financial Regulatory Bureau has successfully launched the country's first crop variety expansion and breeding technology insurance, focusing on the revitalization strategy of the seed industry [1][2] Group 1: Insurance Details - The insurance targets critical growth stages of rice, including the booting, flowering, and grain-filling periods, and covers risks from abnormal temperatures, rainfall, and strong winds affecting core production technical indicators [1][2] - The insurance relies on a 60% premium subsidy policy from the Sanya Yazhou Bay Science and Technology City, effectively reducing the insurance costs for enterprises [1][2] Group 2: Risk Coverage and Claims - The insurance has provided approximately 2.8073 million yuan in risk coverage for 1,403 acres of rice breeding bases [1][2] - Due to typhoon weather, the insured rice experienced adverse climatic conditions during the flowering and pollination period, triggering compensation conditions [1][2] - By the end of November, the insurance completed the first compensation based on the "rice setting rate" as the core indicator, paying out a total of 757,900 yuan to affected farmers, with a compensation rate of 180% [1][2] Group 3: Support for Agricultural Development - This initiative provides solid risk protection and financial support for the national seed industry revitalization and the construction of a modern agricultural system in Hainan Free Trade Port [1][2]