官方首次披露：华夏银行原董事长被审查！年初曾闪电辞职

Core Viewpoint - The resignation of Li Minji, former chairman of Huaxia Bank, has been officially linked to serious disciplinary violations, marking a significant development in the bank's leadership changes and governance issues [2][3]. Group 1: Leadership Changes - Li Minji resigned from his position as chairman of Huaxia Bank on January 27, 2025, just over a month after being appointed, leading to speculation about his abrupt departure [2]. - Following Li's resignation, the bank has seen a significant turnover in its executive team, with multiple high-level positions changing hands, indicating a need for restructuring [2][5]. - Yang Shujian, former president of Beijing Bank, was appointed as the new party secretary and chairman of Huaxia Bank, while Qu Gang became the youngest president among national joint-stock banks [5]. Group 2: Financial Performance - Huaxia Bank's revenue has struggled to surpass the 100 billion yuan mark, with reported revenues of 958.70 billion yuan, 938.08 billion yuan, 932.07 billion yuan, and 971.46 billion yuan from 2021 to 2024, showing minimal growth [3]. - In the first three quarters of 2025, the bank's revenue was 648.81 billion yuan, a decrease of 8.79% year-on-year, while net profit fell by 2.86% to 179.82 billion yuan [4]. - The bank's total assets reached 4.59 trillion yuan, with a non-performing loan ratio of 1.58%, the lowest in nine years but still high among A-share listed joint-stock banks [4]. Group 3: Governance and Risk Management - Huaxia Bank's corporate governance score was 87.46, ranking 13th among 15 national commercial banks, while its risk management score was 85.43, placing it last [5]. - The bank is undergoing significant organizational changes, with new appointments in key risk and operational roles, indicating a focus on improving governance and risk management [5].