Mastercard SpendingPulse: Savvy Shoppers and E-Commerce Fuel U.S. Holiday Retail Sales Growth by 3.9% YOY

Core Insights - U.S. retail sales excluding automotive increased by 3.9% year-over-year from November 1 through December 21 according to preliminary insights from Mastercard SpendingPulse [1] Group 1: Consumer Behavior - Consumers demonstrated flexibility and confidence during the shopping season, engaging in early shopping and leveraging promotions [1] - There was a notable investment in meaningful experiences and wish-list items by consumers [1]