这笔业务耗时:5小时→2分钟
Jin Rong Shi Bao·2025-12-23 12:32

Core Insights - The implementation of the "Single Window" cross-border financial services significantly enhances the efficiency of foreign trade enterprises, reducing financing costs and processing times [1][2][3] Group 1: Financial Services and Innovations - The "Single Window" platform utilizes big data to offer various financial services, including international settlement, cross-border loans, export loans, and export credit insurance, which have shown notable effectiveness [2][4] - The average processing time for international settlement has been reduced from 5 hours to 2 minutes, showcasing a breakthrough in operational efficiency [2] - The financing assessment service allows foreign trade enterprises to know their financing limits in advance, leading to a further reduction in processing times by 30%-50% for subsequent financing applications [2][4] Group 2: Impact on Export Credit Insurance - The introduction of the "Single Window" has transformed the process of obtaining export credit insurance, with 98% of such insurance now processed through this platform, significantly increasing efficiency and coverage [3][4] - The use of big data models has simplified the insurance application process and shortened the claims cycle, enhancing the overall service experience for enterprises [3] Group 3: Data Utilization and Security - The initiative emphasizes the importance of public data utilization, integrating over 20 types of data, including customs and tax documents, to support accurate decision-making by financial institutions [4] - The service model ensures data security by adhering to principles of data minimization and encryption, allowing data to be used without being visible to unauthorized parties [4] Group 4: Overall Achievements - As of now, the "Single Window" financial services have facilitated international settlements totaling $127.2 billion, provided financing credits of 148.8 billion RMB, and issued 780,000 export credit insurance policies, benefiting 450,000 foreign trade enterprises [4]