Citigroup or Bank of America: Which Big Bank is the Better 2026 Bet?

Key Takeaways Citigroup earnings are expected to jump 32.3% in 2026, while BAC sees a more modest 14% earnings rise.C's cost-cutting, exits from 14 markets and AI adoption are likely to save $2-$2.5B in annual expenses by 2026Over six months, C stock jumped 45.6% vs. BAC's 19.8%, showing confidence in Citigroup's transformation plan.Bank of America (BAC) and Citigroup (C) are among the largest U.S. banks, heavily exposed to interest rate cycles, loan growth and global financial markets. They provide diversi ...