5 Wealth-Building Habits To Start in 2026 — Even if No One Ever Taught You About Money

Group 1 - The article emphasizes the importance of starting financial independence journeys with basic steps, similar to how one would approach a new physical activity like running [3][5] - It highlights the necessity of understanding one's financial standing, including checking, savings, and retirement accounts, as a foundational step [4] - Building an emergency fund is recommended as a crucial first step to avoid crisis mode during unexpected expenses [5] Group 2 - The article suggests creating a simple debt repayment plan, focusing on high-interest debts, and encourages honesty in assessing financial situations [5][6] - It advocates for automation in savings or investing as a means to create momentum in wealth-building efforts [6] - Emotional credit is important; individuals should avoid feelings of shame or self-doubt when comparing their financial journeys to others [6]