What time do the Dow, S&P 500, and Nasdaq close on Christmas Eve—and when do markets reopen? Full Wall Street schedule

Market Schedule - U.S. stock markets will close early at 1 p.m. ET on Christmas Eve, December 24, 2025, and remain closed on Christmas Day, December 25 [9][21] - Bond markets will close early at 2 p.m. ET on Christmas Eve and will also be closed on December 25 [9][21] - Trading will resume as usual on Friday, December 26, 2025, with normal operating hours for both stock and bond markets [6][7][10] Holiday Impact on Trading - Financial markets typically experience lighter trading volumes during the final days of December, which can increase the risk of sharp price moves due to reduced liquidity [2] - The early closure schedule for Christmas and New Year's follows historical patterns as Wall Street adjusts operations around federal holidays [10][23] Banking and Government Operations - Major U.S. banks will operate on a limited schedule on Christmas Eve, typically from 9 a.m. to 2 p.m., and will be fully closed on Christmas Day [16][22] - Federal government offices will be closed on both December 24 and December 25, providing employees with a four-day break [15][22] Mail and Delivery Services - Most mail and package delivery services will operate normally on Christmas Eve, with USPS and UPS providing regular service, while FedEx will have a modified schedule [11][12] - All major carriers will suspend regular operations on Christmas Day, with only limited services available for urgent shipments [12][22] Retail Operations - Major retail stores will have shortened hours on Christmas Eve and will be fully closed on Christmas Day [18][19] - Big-box retailers like Walmart and Target will operate on reduced hours, while supermarkets will also shorten their hours on Christmas Eve [19][20]