What to Expect From Capital One's Q4 2025 Earnings Report

Core Insights - Capital One Financial Corporation (COF) is a financial services holding company valued at $154.9 billion, providing various financial products and services, and is set to announce its fiscal fourth-quarter earnings for 2025 on January 22, 2026 [1] Earnings Expectations - Analysts anticipate COF will report a profit of $4.07 per share for the upcoming quarter, reflecting a 31.7% increase from $3.09 per share in the same quarter last year [2] - For the full fiscal year, EPS is expected to be $19.77, a 41.6% increase from $13.96 in fiscal 2024, with a projected rise to $20.06 in fiscal 2026 [3] Stock Performance - COF stock has outperformed the S&P 500 Index, gaining 38.8% over the past 52 weeks compared to the S&P 500's 16.5% increase, and has also surpassed the Financial Select Sector SPDR Fund's 14.7% returns [4] - The stock's performance is attributed to a strong net interest margin, indicating improved returns on its loan and credit card portfolios [5] Analyst Ratings - The consensus opinion on COF stock is bullish, with a "Strong Buy" rating from 16 out of 23 analysts, while two suggest a "Moderate Buy" and five give a "Hold" rating [6] - The average analyst price target for COF is $266.64, indicating a potential upside of 9.4% from current levels [6]