一站式“全科会诊” 联动服务队走出科技金融新路子

Group 1 - The article highlights the growing importance of financial support for technology companies, particularly in the context of testing and certification for new electronic products, which require significant investment in facilities and equipment [1][2] - The "mid-test loan" product has been introduced to provide financing support for mid-test platforms, which are crucial for transitioning research results from laboratories to large-scale production [2][3] - Guangdong Dongdian Testing Technology Co., Ltd. has seen rapid growth in the testing and certification service industry, with a revenue increase of 13.37% last year and an expected growth of over 20% this year [2][3] Group 2 - The "investment, loan, and guarantee" integrated credit model has been explored by local financial institutions to meet the funding needs of technology companies transitioning from research to production [4][5] - The model combines investment recognition, guarantee enhancement, and credit issuance to improve the scientific decision-making of credit approvals, catering to different stages of technology enterprises [5][7] - As of October, the integrated credit business has served 10 technology companies, providing over 80 million yuan in credit support [6] Group 3 - The government financing guarantee system plays an increasingly important role in the development of technology finance, allowing banks to increase credit limits and reduce interest rates for companies [8] - The "investment, loan, and guarantee" model is based on equity investment, providing a combination of equity and debt funding support [8] - The People's Bank of China has innovated in re-loan and re-discounting models, creating a unique financial support system for technology companies [8]