【西安】守护好百姓“钱袋子”

Core Insights - The article highlights the proactive measures taken by the Xi'an Public Security Bureau to combat investment fraud through a new policing model that integrates technology and data analysis [2][5]. Group 1: Fraud Prevention Mechanisms - The Xi'an Public Security Bureau has established a "professional + mechanism + big data" model to enhance fraud prevention efforts, transitioning from passive response to proactive control [2]. - The integration of the fraud prevention center with the investigation center has led to a comprehensive system that includes multi-dimensional early warning, rapid response, precise interception, and intelligent handling of fraud cases [2]. - A dual-track warning and response mechanism has been implemented, combining online and offline efforts to efficiently handle warning signals and prevent financial losses for citizens [2][4]. Group 2: Emergency Response and Fund Recovery - The "three-party alert" mechanism allows for simultaneous communication between the victim, the 110 emergency response operator, and the fraud prevention center, enabling rapid action to trace and freeze fraudulent funds [3]. - The process of "second-level response + dual-direction fund freezing" has been established, allowing for quick identification and freezing of fraudulent transactions, exemplified by the successful freezing of 2.98 million yuan in a recent case [3][4]. - The fraud prevention center issues immediate freezing instructions to local police to secure funds for victims, ensuring a robust foundation for financial recovery [4]. Group 3: Data-Driven Approaches - The Xi'an Public Security Bureau has developed an "internal and external collaboration + data verification" mechanism to intercept potential victims by analyzing cash withdrawal data and communication patterns of fraud suspects [4]. - A risk cross-verification system has been created in collaboration with commercial banks to enhance the efficiency of risk assessments and fraud prevention measures [4]. - The integration of AI technology in the 96110 fraud hotline has improved response times and service quality, significantly reducing the volume of complaints related to fraud [5].