山东民生领域单笔金额最大数据资产融资落地

Core Viewpoint - The successful acquisition of a 20 million yuan loan by Hongyuan Heating Co., using its core "heating data set" as collateral, marks the largest single data asset financing case in the民生领域 of Shandong province, highlighting the growing trend of data asset monetization in China [2][3]. Group 1: Financing Details - Hongyuan Heating secured a loan of 20 million yuan, which is crucial for the company during the heating season, addressing urgent funding needs [2]. - The financing is part of a broader initiative in Dongying, which is a pilot city in Shandong for data asset monetization, driven by national policies [2]. Group 2: Data Asset Evaluation - The company had to systematically organize and package its data to meet financing standards, as the initial data set was not in a state suitable for evaluation [3]. - A comprehensive data set was created, encompassing 63,000 users and 845 million heating records, through meticulous data verification and supplementation [3]. Group 3: Privacy and Security Measures - To ensure user privacy, the company implemented "anonymization" techniques, which completely eliminate the possibility of personal information being restored [3]. Group 4: Valuation Methodology - A combined evaluation model using both cost and income approaches was employed to assess the data's value, considering both the costs of data collection and potential future benefits in various applications [3].