Xin Lang Cai Jing·2025-12-24 01:13Core Viewpoint - The recent leadership changes at China Postal Group, with Lu Wei appointed as Vice President and Liu Jianjun removed from the position, highlight a strategic shift in the company's management as it continues to focus on retail banking and wealth management growth. Group 1: Leadership Changes - Liu Jianjun has been relieved of his duties as Vice President and Party Member of China Postal Group, effective immediately [1] - Lu Wei has been appointed as the new Vice President and Party Member of China Postal Group [1] Group 2: Liu Jianjun's Background - Liu Jianjun, born in August 1965, has extensive experience in state-owned and joint-stock banks, starting his career at China Construction Bank in 1988 [2][4] - He played a significant role in the retail banking transformation at China Merchants Bank, contributing to its reputation as a leader in retail banking [5] Group 3: Postal Savings Bank Performance - Under Liu Jianjun's leadership, Postal Savings Bank reported a retail AUM of 17.89 trillion yuan, a growth of over 7% compared to the previous year [8] - The bank's net income for Q3 reached 767.94 billion yuan, with a year-on-year increase of 1.07% [6] - The bank maintained a low non-performing loan ratio of 0.94%, significantly lower than its peers [6] Group 4: Strategic Focus on Retail Banking - Liu Jianjun emphasized the importance of transforming Postal Savings Bank from a "savings bank" to a "wealth management bank," leveraging its extensive network and customer base [7] - The bank's new organizational structure includes a dedicated wealth management department to enhance its service offerings [7] Group 5: Technological Integration - Liu Jianjun highlighted the role of technology in transforming financial services, advocating for the integration of AI, big data, and cloud computing into banking operations [9] - The bank aims to become a digital ecosystem bank, focusing on innovation and technology-driven financial services [9] Group 6: Support for Technology Enterprises - Postal Savings Bank has developed a comprehensive service strategy for technology enterprises, serving over 100,000 tech firms and achieving a technology loan balance exceeding 940 billion yuan [10] - The bank is committed to promoting inclusive finance, with significant investments in rural and small micro-enterprise loans [11]