民生银行：以金融创新服务湾区建设

Core Viewpoint - Minsheng Bank has been committed to serving the public and supporting the local economy in Guangdong for 29 years, focusing on high-quality financial development through innovative products and services [1] Group 1: Inclusive Finance - Minsheng Bank's Guangzhou branch prioritizes inclusive finance, addressing financing challenges for small and micro enterprises and individual businesses with innovative products [2] - The branch developed an online supply chain product "Xinrong E," which has provided over 1.1 billion yuan in loans to more than 100 inclusive suppliers [2] - The "Minsheng Fast Loan" project, launched in 2025, has approved loans exceeding 60 million yuan for 38 dealers, enhancing the financial ecosystem for the real economy [2] Group 2: Technological Empowerment - The Guangzhou branch leverages technology to enhance financial services, transitioning from traditional to intelligent solutions [3] - The self-developed "Cloud Strategy" digital operating analysis platform has improved decision-making efficiency and service capabilities for customer managers [3] - The branch has introduced user-friendly banking solutions for elderly customers, including a simplified mobile banking interface and upgraded physical branches with senior-friendly features [3] Group 3: Community Welfare - Minsheng Bank emphasizes customer-centric service, implementing accessibility improvements in branches to better serve elderly clients [4] - The bank conducts community outreach, including financial fraud prevention seminars and home service initiatives for those with mobility challenges [4] - The branch has served nearly 2,500 individuals through community service points, providing essential services like social security card processing [4] Group 4: Green Finance - The Guangzhou branch focuses on green finance, supporting infrastructure and low-carbon industry development [5] - A strategic partnership with Guangzhou Metro Group has resulted in 4.2 billion yuan in green working capital loans for urban transportation projects [5] - The bank aims to expand its green finance product offerings to support the transition of related industries towards sustainability [5] Group 5: Social Responsibility - Minsheng Bank actively engages in social responsibility initiatives, contributing to rural revitalization and community support [6][7] - In 2025, the bank allocated 1 million yuan for targeted assistance in Henan, alongside additional funding for local infrastructure and industry development [7] - The bank has donated nearly 700,000 yuan to support rural revitalization efforts in Guangdong, promoting shared prosperity [7]