富滇银行赵理明：未来金融科技必将以AI和数据双核心驱动

Core Insights - The 22nd China International Financial Forum was held in Shanghai on December 19-20, focusing on building an intelligent financial ecosystem in the digital economy era [1][5]. Group 1: Future Trends in Banking - The first trend highlighted is the evolution of AI and large models from "efficiency tools" to "value engines," indicating a shift from basic AI applications to more integrated and impactful uses in banking [3][7]. - The second trend emphasizes the increasing importance of data as an asset, with the potential for revolutionary service models emerging underpinned by AI and data integration [3][7]. - The third trend points to a shift in competition from "individual competition" to "ecosystem competition," suggesting that banks must adapt to new talent requirements and prioritize product and ecosystem development over traditional marketing strategies [3][7]. Group 2: Strategic Implications - The future of financial technology is expected to be driven by a dual core of AI and data, with an emphasis on open ecosystems aimed at supporting high-quality development of the real economy [4][8].