Zhong Guo Xin Wen Wang·2025-12-24 03:40Core Viewpoint - The Bank of China has launched the "Integrated Cultivation Plan" to provide comprehensive financial services for technology enterprises, focusing on key sectors and allocating 60 billion yuan in special funds to promote high-level technological self-reliance and strength [1][6]. Group 1: Plan Overview - The "Integrated Cultivation Plan" aims to address the full lifecycle financial needs of technology enterprises with growth potential, transitioning from fragmented to one-stop financial services [2]. - The plan includes a relay-style support system that provides a comprehensive financial service package over a 3 to 5-year period, adapting to the operational rhythm of enterprises [2][3]. Group 2: Financial Support Structure - The initial phase of the plan will be piloted in five regions, with a total of 60 billion yuan allocated, including 10 billion yuan for equity investment and 50 billion yuan for credit support, targeting at least 100 high-quality enterprises with key technologies [4]. - A full-stack fund system will be established to cover different stages of enterprise development, including early-stage investment and growth support [4]. Group 3: Collaborative Mechanisms - The plan emphasizes a unified approach to financial services, promoting collaboration between equity and debt financing, and ensuring seamless service delivery through expert consultations and joint evaluations [4]. - An "Innovation Ecological Alliance" will be formed with various partners to enhance resource connectivity for enterprises, integrating both financial and non-financial resources [5]. Group 4: Focus Areas and Goals - The plan aligns with the "14th Five-Year Plan" and prioritizes support for sectors such as integrated circuits, artificial intelligence, low-carbon energy, and precision medicine [6]. - The Bank of China aims to create a replicable model of integrated technology financial services to help enterprises navigate challenges and achieve sustainable growth [7].