Xin Lang Cai Jing·2025-12-24 04:51Core Viewpoint - Postal Savings Bank of China (PSBC) shows a mixed performance in trading and financing activities, with low financing balance and high securities lending balance, indicating potential investment opportunities and risks in the banking sector. Group 1: Trading Performance - On December 23, PSBC's stock increased by 0.37% with a trading volume of 739 million yuan [1] - The financing buy-in amount for PSBC on the same day was 71.95 million yuan, while the financing repayment was 72.23 million yuan, resulting in a net financing buy of -0.2829 million yuan [1] - As of December 23, the total financing and securities lending balance for PSBC was 1.081 billion yuan [1] Group 2: Financing Activities - The current financing balance for PSBC is 1.075 billion yuan, which accounts for 0.29% of its market capitalization, indicating a low financing level compared to the past year [1] - On December 23, PSBC repaid 8,300 shares in securities lending and sold 10,100 shares, with a selling amount of 55,000 yuan based on the closing price [1] - The remaining securities lending balance is 1.0317 million shares, with a total balance of 5.6228 million yuan, which is above the 70th percentile of the past year, indicating a high level [1] Group 3: Company Overview - PSBC, established on March 6, 2007, and listed on December 10, 2019, provides banking and financial services in China [2] - The bank's main business segments include personal banking (65.15% of revenue), corporate banking (22.71%), and funding operations (12.10%) [2] - As of September 30, PSBC had 142,600 shareholders, a decrease of 13.09% from the previous period, with an average of 478,570 circulating shares per shareholder, an increase of 15.29% [3] Group 4: Financial Performance - For the period from January to September 2025, PSBC achieved an operating income of 265.08 billion yuan, a year-on-year increase of 1.82% [3] - The net profit attributable to shareholders for the same period was 76.562 billion yuan, reflecting a year-on-year growth of 0.98% [3] - Since its A-share listing, PSBC has distributed a total of 137.796 billion yuan in dividends, with 77.395 billion yuan distributed in the last three years [4]