能抵物业费、大病支出、装电梯！公积金还能这么用

Core Viewpoint - The Central Economic Work Conference held on December 10-11 in Beijing emphasized the need to deepen the reform of the housing provident fund system and to promote the construction of "good houses" in an orderly manner [1] Group 1: Housing Provident Fund Reforms - Various regions have introduced policies to optimize the conditions for using the housing provident fund, increasing support for residents in renting and purchasing homes [1] - The housing provident fund can now be used for a wider range of purposes, including paying property management fees, covering major medical expenses, and installing elevators [1] Group 2: Specific Regional Policies - In Shijiazhuang, from December 15, employees can withdraw up to 2,000 yuan annually from their provident fund to pay property management fees for their self-owned residences [2] - In Xuzhou, starting December 1, residents can withdraw their provident fund to pay property management fees once a year, with a limit based on the total property management fees paid in the previous year, capped at 8,000 yuan [3][4] - In Suzhou, the housing provident fund can be withdrawn for property management fees, with a limit of one withdrawal per year and a requirement that no withdrawals have been made in the previous twelve months [6] - In Shenyang, new policies allow residents to withdraw their provident fund for property management fees if they have not made other withdrawals that year [7] - In Tianjin, residents can apply to withdraw their provident fund for the installation of elevators in existing residential buildings [8] - In Guangzhou, residents can withdraw funds for the renovation of old elevators in their properties [10] - In Shenzhen, new regulations allow for the withdrawal of funds for the installation or replacement of old elevators starting December 15 [11] Group 3: Medical Expense Withdrawals - In Hainan, starting December 1, 2025, families can withdraw from their provident fund to cover medical expenses exceeding 10,000 yuan after insurance reimbursements for major illnesses [12] - Chengdu has expanded the list of major illnesses eligible for provident fund withdrawals from 11 to 35, including severe conditions like cancer and major organ transplants [13][14][15]