调查：高物价致美国消费者节日季负债增加

Core Insights - 37% of Americans reported an increase in holiday shopping debt this year, with average debt rising from $1,181 last year to $1,223 this year [1] - The increase in debt is attributed to rising tariffs and prices, which have strained household budgets, particularly during the holiday season [1] - 63% of borrowers expect to take three months or longer to repay their debts, and about 41% are still repaying last year's debt [1] - High credit card interest rates, currently averaging over 20%, pose a significant concern for borrowers who may take six months to a year or longer to repay their debts [1] - Consumer sentiment has become increasingly pessimistic, with the U.S. Consumer Confidence Index dropping to 89.1, the lowest level since April, due to negative perceptions of the business environment and concerns over employment and income [1]