八部门：研究扩大数字人民币跨境应用地区范围，利用双边和多边跨境业务模式为通道跨境支付降本增效

Core Viewpoint - The central viewpoint of the article is the joint release of opinions by the central bank and eight departments to enhance financial support for the construction of the Western Land-Sea New Corridor, focusing on expanding the use of the Renminbi (RMB) in cross-border transactions [1] Group 1: Financial Support Measures - The initiative aims to strengthen bilateral currency cooperation with Southeast Asia and Central Asia to create supportive conditions for the cross-border use of RMB [1] - It emphasizes the promotion of higher-level trade and investment RMB settlement facilitation trials, encouraging foreign trade and economic enterprises to use RMB for settlements [1] - The plan supports ASEAN investors in making investments in RMB and reinvesting domestically [1] Group 2: Commodity and Banking Support - The policy encourages RMB-denominated settlements for bulk commodity transactions [1] - It supports banking financial institutions in the cross-border transportation of RMB cash [1] - The initiative promotes the use of RMB for cross-border financing, guarantees, and asset transfer transactions [1] Group 3: Digital Currency Innovations - The plan highlights the advantages of digital RMB in payment and settlement, including low cost and programmability, and aims to explore innovative solutions using smart contracts [1] - It seeks to expand the application of digital RMB in cross-border payment scenarios, financing, and tax refunds [1] - The initiative will research the feasibility of expanding the regions for digital RMB cross-border applications, aiming to reduce costs and increase efficiency in corridor cross-border payments through bilateral and multilateral business models [1]