数据赋能融入业务多场景，建设银行潍坊分行“守正创新”实践向深

Group 1: Core Insights - The article highlights the integration of innovative data applications by China Construction Bank's Weifang branch to meet customer needs effectively, resulting in significant improvements in operational efficiency and customer satisfaction [1][4] - The Weifang branch reported a daily average balance of general deposits of 169.9 billion yuan and a loan balance of 111.8 billion yuan, ranking second among comparable peers and first among local state-owned banks [1] - The bank's efforts in supporting local economic development have been recognized by the Weifang municipal government, earning accolades such as "Advanced Unit Supporting Weifang Development" [1] Group 2: Smart Canteen Implementation - The implementation of the smart canteen system at the Qingzhou Municipal Service Center has drastically reduced meal queuing time from 30 minutes to 5-6 minutes, enhancing dining efficiency for over 600 employees [2][3] - The new system allows employees to use facial recognition or mobile QR codes for quick access, while also streamlining the process of meal subsidies, thus reducing operational costs for the canteen [2][3] Group 3: Financing Solutions - The "Cloud Tax Loan" product, linked directly to tax information, enables precise matching of financing needs for small and micro enterprises, addressing their urgent funding gaps [4][5] - As of November 2025, the Weifang branch's loan balance for tax interaction reached 2.377 billion yuan, with a year-to-date loan issuance of 2.944 billion yuan, indicating a strong demand for this financing solution [5] Group 4: Integrity and Compliance Culture - The Weifang branch has established a "Clean Financial Culture Education Base" to promote compliance and integrity among employees, reinforcing the importance of ethical practices in financial operations [6][7] - The education base features various sections dedicated to clean culture, party history, and legal education, serving as a platform for over 400 employees to engage in integrity training and awareness [6][7]