Core Viewpoint - Beijing has adjusted its housing purchase policies to support both non-local families and families with multiple children, aiming to promote a stable and healthy real estate market while meeting diverse housing needs [1][2][3] Group 1: Policy Adjustments - Non-local families can now purchase homes within the Fifth Ring Road after paying social insurance or income tax for at least 2 years, and for homes outside the Fifth Ring Road, the requirement is reduced to 1 year [1][3] - Families with two or more children, regardless of their residency status, are allowed to buy an additional home within the Fifth Ring Road on top of existing purchase limits [1][3] Group 2: Financial Regulations - Financial institutions will no longer differentiate between first and second home loans in their interest rate pricing, allowing for more flexible loan terms based on market conditions and borrower risk [1][3] - For second home purchases using public housing funds, the minimum down payment is set at 25% [1][3] Group 3: Development Approval Process - The approval process for real estate development projects will shift from district-level to district-level filing, aimed at optimizing the business environment [1][3]
北京：二孩及以上的多子女家庭 可在五环内多购买一套商品住房
Xin Lang Cai Jing·2025-12-24 08:48