Zhong Guo Xin Wen Wang·2025-12-24 09:04Core Insights - Construction Bank has launched the upgraded version 5.0 of its corporate mobile banking product, enhancing functionality, user experience, and security while offering over 100 products and services including fund transfers, account inquiries, investment management, and credit financing [1][3] Group 1: Service Upgrades - The new version focuses on high-frequency financial transactions and non-financial service needs for corporate users, optimizing modules such as "Inclusive Selection," "Foreign Exchange Zone," "Wealth Management Selection," "Investment Banking Services," and "Matching Services" [3] - The "Inclusive Selection" section caters to small and micro enterprises, village collectives, and foreign trade companies, providing a comprehensive online service model covering the entire lifecycle of inclusive credit from assessment to repayment [3] Group 2: Cross-Border Financial Services - The mobile banking "Foreign Exchange Zone" offers a one-stop solution for cross-border financial services, addressing diverse needs such as settlement, financing, and industrial transformation [4] - Features like credit risk indicators and country risk reports help foreign trade enterprises efficiently match trading partners and manage cross-border risks [4] Group 3: User-Friendly Features - The upgraded mobile banking service is more user-friendly for small and micro enterprises, allowing single-person operation for high-frequency corporate transactions, thus reducing signing costs and simplifying processes [4] - Nearly 2 million corporate clients have adopted the single-person mode, enhancing operational efficiency [4] Group 4: Security Enhancements - Construction Bank has implemented multiple security measures including device binding, process settings, and various authentication tools to ensure the safety of fund transactions [5] - A multi-layered security defense system has been established to protect customer transactions throughout the banking process [5]